By Ross Perez 18 Mar, 2010

Mike Shedlock started Mish's Global Economic Analysis to share groundbreaking new perspectives on the economy. His 30,000 subscribers show he must be doing something right! This week, he has enlisted Tableau Public to help him do his dirty work: finding banks that are very likely to fail. Take a look at the viz he made below.

Banks with a high Texas ratio and low capitalization are at a high risk to fail. The dots on the map represent banks at varying degrees of distress... the darker the dot the more trouble they are in. Looks like the Sunbelt is a tough place to be a banker at the moment.

What we like about this viz

Text formatting: The simple differences between title, subtitle, tool tip (pop up) and headings are intuitive and not too much to handle. The temptation with fonts is to do too much, but generally its best to keep the number of different fonts on a page to three.

Varied Metrics: Although the Texas ratio is important, Mish has made sure to include other supporting metrics in this visualization. The user is allowed to make their own decision, instead of being forced to see that of the author.


Great viz by a very prominent financial blogger. The only addition that I might have liked to see is to use size for the Texas ratio and color for the capitalization. That would have been one way to add another variable into the viz itself, though I'm sure there are other ways.

Agreed... that would be a good way to get capitalization in there. Thanks for your comment!

If i would have an account on any of these banks i would certainly want to know which is my bank's situation. I would hate to find out too late about some failure. For the moment i have no such problems though, most of the banks in Manchester are doing well right now and hopefully they will continue being like this for a long time. As long as they are OK i don't have to worry too much.